Mortgage advice for first-time buyers looking to access affordable home ownership.

Censeo Financial provides specialist mortgage advice for those interested in Shared Ownership and other affordable home ownership schemes.

Whether you’re at an early stage of exploring your options or already progressing with a property purchase, our advisers can help you understand how these schemes work and what you may be able to afford based on your individual circumstances.

We work with a range of housing associations and developers across the UK and can support you from your initial enquiry through to application and completion.

We can also provide ongoing advice and reviews to ensure your mortgage arrangements remain suitable as your needs and circumstances change.

Financial Assessments

Financial Assessment

Please visit our assessment portal designed exclusively for those looking to buy a new or resale (previously owned) affordable home.

Click on the box to begin your assessment

Begin Your Assessment

Check your credit score using the link below

Get your credit report

Next steps

Once you have found a property, the housing association or developer will require confirmation you can secure a mortgage quickly. Please log on to our property assessment portal to undertake a full financial assessment

The assessment helps you understand whether the purchase may be affordable and which lenders may be suitable for your circumstances.

It will take 10-15 minutes to complete. We also suggest that you get a copy of your credit report.

Once completed, you and your housing association or developer will receive notification from us by email.

Our helpful team are on the end of the phone to assist with any queries and to secure you a great mortgage.

Tel. 0207 090 7290 (9am – 5.30pm Monday to Friday excl. Bank Holidays)

Censeo Index

We have our very own Censeo Index, which is simply an average of all the other indices. Where an index reports a monthly change, we have annualised the figure for the purposes of the Censeo Index.

	Avg Home Price (England & Wales)	Change (12 month period)
Nationwide	£264,249	1.3%
Halifax	£288,688	1.5%
LSL Academtrics	£356,014	-3.3%
Rightmove	£375,110	0.6%
Land Registry	£281,373	1.1%
Censeo Index	£313,087	0.2%

Screenshot 2025-11-20 at 11.26.50

2020 02 Graph Year

Contact Us

Get in Touch

Our office hours are 9am-5:30pm Monday to Friday excluding public holidays

Address: Oriel House. 26 The Quadrant, Richmond, Surrey, TW9 1DL.

Tel: 0207 090 7290
Email: info@censeo-financial.com

Censeo Financial is a trading name of Censeo Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Censeo Limited is registered in England and Wales, company registration number 06453977, the Registered Address 11b Newton Court, Pendeford Business Park, Wolverhampton, WV9 5HB.

We will charge a broker fee of up to £495, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.