0207 090 7290

info@censeo-financial.com

Mortgage advice for first-time buyers looking to access affordable home ownership.

Censeo Financial provides specialist mortgage advice for those looking to access Shared Ownership and other affordable home ownership schemes.

Whether you are at an early stage of exploring your options or already progressing with a property purchase, our advisers can help you understand how these schemes work and what you may be able to afford based on your individual circumstances.

We work with a wide range of mortgage lenders, housing associations and developers across the UK, and are approved to operate on a number of lender and housing provider panels. This experience allows us to guide clients through the specific requirements that can apply to Shared Ownership and affordable housing purchases.

Our team can support you throughout the process - from your initial enquiry through to mortgage application and completion.

In addition to helping you secure a mortgage for your purchase, we can also advise on remortgaging and product transfers, helping ensure your mortgage arrangements remain suitable as your needs and circumstances change.

We can also help you consider protection options, including life insurance, critical illness cover and income protection, which may help protect you and your home should the unexpected happen.

Where appropriate, we can introduce you to specialist solicitors and other professionals who have experience dealing with Shared Ownership and affordable housing transactions.

Our aim is to provide clear, straightforward advice to help you make informed decisions about your home and your mortgage.

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Financial Assessments

Next steps

Once you have found a property, the housing association or developer will require confirmation you can secure a mortgage quickly. Please log on to our property assessment portal to undertake a full financial assessment

The assessment helps you understand whether the purchase may be affordable and which lenders may be suitable for your circumstances.

It will take 10-15 minutes to complete. We also suggest that you get a copy of your credit report.

Once completed, you and your housing association or developer will receive notification from us by email.

Our helpful team are on the end of the phone to assist with any queries regarding your mortgage options.

Tel. 0207 090 7290 (9am – 5.30pm Monday to Friday excl. Bank Holidays)

Censeo Index

Censeo Index

We have our very own Censeo Index, which is simply an average of all the other indices. Where an index reports a monthly change, we have annualised the figure for the purposes of the Censeo Index.

  Avg Home Price
(England & Wales)		 Change
(12 month period)		 Trend
Nationwide £264,249   1.3%
Halifax £288,688   1.5%
LSL Academtrics £356,014   -3.3%
Rightmove £375,110   0.6%
Land Registry £281,373 1.1%
Censeo Index £313,087   0.2%

Screenshot 2026-02-25 at 13.40.38

2020 02 Graph Year

Contact Us

Get in Touch

Our office hours are 9am-5:30pm Monday to Friday excluding public holidays

Address: Oriel House. 26 The Quadrant, Richmond, Surrey, TW9 1DL.

Tel: 0207 090 7290
Email: info@censeo-financial.com
Censeo Financial is a trading name of Censeo Ltd who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd. First Complete Ltd is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Censeo Limited is registered in England and Wales, company registration number 06453977, the Registered Address 11b Newton Court, Pendeford Business Park, Wolverhampton, WV9 5HB.

We will charge a broker fee of up to £495, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority.