Mortgages

In addition to being approved by Genesishomes for the New Build Homebuy scheme, you will also need to arrange a mortgage for the element of the property that you are going to buy.

How can we help you?

New Build Homebuy is a niche area of lending, in so much as the vast majority of properties being sold in the UK are full equity sales. This means that not all the banks and building societies in the UK offer mortgages to assist you to buy. This does restrict the number of companies that can be considered, however, the range of products is still diverse and you will have many options.
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You can use the products listed in our best buys table as a guide…

You can use the products listed here as a guide for calculating your approximate monthly costs. But should you wish for a more accurate quote, or, to see if you are eligible for the Genesishomes New Build Home Buy Scheme then complete our online form or contact us.
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Censeo is here to give you tailored advice, information and a recommendation on the most suitable type of mortgage, how best to repay it and protected, so that you can make an informed decision on what is best for you.

In this section



Mortgage Rates

Type

Fixed Rate


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Intial Rate

6.79%


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Duration

31/01/2012


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Subsequent Rate

3.49%


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Overall Cost for Comparison

4.7% APR


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Early Repayment Charges

3% of the outstanding mortgage if repaid prior to 31/01/12


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Incentives

None


 

This is a summary of information and interest rates of one of the mortgages currently available to Censeo. This product is subject to other criteria that may or may not mean it is available to you or suitable depending on your individual circumstances. Other fees and charges apply. For a more accurate figure please contact Censeo for a personalised illustration. APR is calculated based on a £100k capital and interest mortgage over a term of 25 years, and figures are correct at the time of going to the Internet in December 2008. Information for this table has been taken from the Trigold Mortgage Sourcing system.